Consolidating your federal student loans

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He has written for several newspapers in the state, including the Miami Herald, Orlando Sentinel, Tallahassee Democrat and Florida Times Union.

Max Fay is a recent graduate from Florida State University's Communications School.

The definition of loan consolidation in a nutshell, is this: One loan, one payment, one lender.

It’s simple, efficient and practical, but there are some negatives, not the least of which is that you could end up paying much more in interest by the time you’re finished.

One of the best places to start looking is the federal Direct Consolidation Loan program.

If you did borrow money for college, chances are you received a new loan each semester.

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